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About

Smart Towkay positions itself as a loan-aggregator marketplace for SMEs and individuals rather than a lender. The platform advertises a proprietory A.I. algorithm to check business loan eligibility and to surface personalised product information so users can compare options more quickly.

The site emphasises simplified comparisons and easy-to-understand guidelines that help SMEs make better-informed decisions when applying for business banking products. It also states that it has assisted SMEs and individuals with refinancing, claiming significant savings when clients refinanced mortgage or business loans.

Smart Towkay says it offers tailor-made financing solutions that take into account the specific features of a client’s activities. The website also references research drawn from official sources (for example EnterpriseSG, Budget factsheets and related programmes) and lists contact details on the site for enquiries.

Services

  • βœ“Business loan eligibility checks using a proprietary A.I. algorithm
  • βœ“Loan aggregation and marketplace for business financing
  • βœ“SME loan product comparison and simplified guidance
  • βœ“Mortgage and refinancing comparison and assistance
  • βœ“Tailor-made financing solution recommendations
  • βœ“Research and summary of official financing programmes and factsheets

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